Terms of Service

The agreement between you and Mehjo.

Plain English wherever it can be. Lawyer-grade where it has to be.

Last updated: 29 April 2026

The service

Mehjo is a daily intelligence briefing service operated by The PAL Creative Ltd (company number 15473052), trading as Mehjo. By subscribing, you agree to these terms.

Subscription

Mehjo costs £99 per month for founding members and £199 per month thereafter. Payment is processed by Stripe.

Your subscription renews automatically each month until you cancel. You can cancel at any time by messaging /settings in Telegram or emailing hello@mehjo.io.

Refunds

If you cancel within 30 days of your first payment, we will refund you in full. After 30 days, no refunds are issued for the current billing period.

What Mehjo is not

Mehjo is an information service. It does not provide investment advice, investment research, or personal recommendations. Mehjo is not authorised or regulated by the Financial Conduct Authority.

You should not make financial decisions based solely on Mehjo briefings. Always verify information from primary sources and consult a qualified professional before making investment decisions.

AI-generated content

Mehjo uses artificial intelligence to synthesise information from publicly available sources. While we work to ensure accuracy, AI-generated content may contain errors. Every claim in a Mehjo briefing links to its primary source so you can verify independently.

Your content

When you interact with Mehjo via Telegram, your messages are processed to personalise your briefings. We do not publish or share your messages.

Intellectual property

Mehjo briefings are produced by The PAL Creative Ltd. You may not redistribute, resell, or republish briefings without our written permission.

Liability

To the maximum extent permitted by law, The PAL Creative Ltd is not liable for any losses arising from your use of or reliance on Mehjo briefings.

Governing law

These terms are governed by the laws of England and Wales. Disputes are subject to the exclusive jurisdiction of the courts of England and Wales.

Changes

We may update these terms. Changes take effect when posted on this page. Continued use of the service after changes constitutes acceptance.